{"id":1973,"date":"2026-03-25T03:31:19","date_gmt":"2026-03-25T03:31:19","guid":{"rendered":"https:\/\/moca.network\/blog\/?p=1973"},"modified":"2026-03-25T03:34:26","modified_gmt":"2026-03-25T03:34:26","slug":"moca-network-building-the-infrastructure-for-identity-money-and-loyalty","status":"publish","type":"post","link":"https:\/\/moca.network\/blog\/moca-network-building-the-infrastructure-for-identity-money-and-loyalty\/","title":{"rendered":"Moca Network: Building the Infrastructure for Identity, Money, and Loyalty"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"549\" src=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-1024x549.png\" alt=\"\" class=\"wp-image-1961\" srcset=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-1024x549.png 1024w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-300x161.png 300w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-768x412.png 768w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-1536x824.png 1536w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-400x215.png 400w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-800x429.png 800w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-832x446.png 832w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-1664x893.png 1664w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1-1248x670.png 1248w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-1.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>This year marks the third anniversary of <strong>Moca Network<\/strong>.<\/p>\n\n\n\n<p>What began as a vision to build a decentralized identity network has grown into a rapidly expanding infrastructure layer connecting <strong>identity, payments, and loyalty<\/strong> across ecosystems.<\/p>\n\n\n\n<p>With millions of accounts onboarded, major enterprise partnerships, and the upcoming launch of <strong>Moca Chain<\/strong>, Moca Network is entering its next phase of growth.<\/p>\n\n\n\n<p>Here\u2019s where things stand today.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-product-traction\">Product Traction<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-3-3m-air-accounts\"><strong>1. <\/strong>3.3M+ AIR Accounts<\/h3>\n\n\n\n<p><strong>3.3 million AIR accounts<\/strong> were created using <strong>AIR Kit<\/strong>, providing users with verifiable digital identities that can be used across applications and partners.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-1024x576.jpeg\" alt=\"\" class=\"wp-image-1962\" srcset=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-1024x576.jpeg 1024w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-300x169.jpeg 300w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-768x432.jpeg 768w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-1536x864.jpeg 1536w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-400x225.jpeg 400w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-800x450.jpeg 800w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-832x468.jpeg 832w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1-1248x702.jpeg 1248w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/HCqGJLPbMAAzF5s-1.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>The goal is simple: <strong>verify once, use everywhere<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-moca-chain-testnet-live\"><strong>2. <\/strong>Moca Chain Testnet Live<\/h3>\n\n\n\n<p>To support identity verification at scale, Moca Network launched the <strong>Moca Chain testnet<\/strong>, enabling credential issuance, storage, and verification across the ecosystem.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-1024x576.jpg\" alt=\"\" class=\"wp-image-1963\" srcset=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-1024x576.jpg 1024w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-300x169.jpg 300w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-768x432.jpg 768w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-1536x864.jpg 1536w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-400x225.jpg 400w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-800x450.jpg 800w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-832x468.jpg 832w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-1664x936.jpg 1664w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1-1248x702.jpg 1248w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/6980548ed20e2b0e3d9182a7_Moca-Chain-1.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Key milestones ahead:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Private Mainnet:<\/strong> Targeted April 2026 (pending audits)<\/li>\n\n\n\n<li><strong>Public Mainnet:<\/strong> Targeted mid-Q2 2026<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-built-in-monetization\"><strong>3. <\/strong>Built-In Monetization<\/h3>\n\n\n\n<p>AIR includes a <strong>stablecoin-native payment layer<\/strong> powering credential verification fees, network gas payments, and loyalty rewards, creating native monetization for identity infrastructure from day one.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-1024x576.png\" alt=\"\" class=\"wp-image-1964\" srcset=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-1024x576.png 1024w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-300x169.png 300w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-768x432.png 768w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-1536x864.png 1536w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-400x225.png 400w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-800x450.png 800w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-832x468.png 832w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2-1248x702.png 1248w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-2.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>The revenue model combines MAU-based platform fees with revenue sharing, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80\/20 split on credential verification<\/li>\n\n\n\n<li>50\/50 on ramp transactions<\/li>\n\n\n\n<li>95\/5 on reward generation<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-privacy-first-identity-architecture\">4. Privacy-First Identity Architecture<\/h3>\n\n\n\n<p>AIR is designed to be <strong>chain and wallet-agnostic<\/strong>, operating across both EVM and non-EVM environments. Wallets on any chain can integrate AIR Kit to issue, display, and verify credentials, while an <strong>Identity Oracle<\/strong> relays attestations between Moca Chain and other networks, enabling cross-chain credential verification without requiring users or assets to move.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-1024x576.png\" alt=\"\" class=\"wp-image-1965\" srcset=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-1024x576.png 1024w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-300x169.png 300w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-768x432.png 768w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-1536x864.png 1536w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-400x225.png 400w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-800x450.png 800w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-832x468.png 832w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3-1248x702.png 1248w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-3.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Key features include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Client-side encryption:<\/strong> Credentials are encrypted using AES keys secured by user-controlled threshold keys.<\/li>\n\n\n\n<li><strong>User-controlled storage:<\/strong> Encrypted credential data is stored across decentralized <strong>Moca Chain Storage Providers<\/strong>, with decryption access only available to the credential holder.<\/li>\n\n\n\n<li><strong>Reusable credentials:<\/strong> Once verified, credentials can be reused across partners, enabling <strong>verify once, use everywhere<\/strong> and reducing redundant KYC costs.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-embedded-wallet-infrastructure\">5. Embedded Wallet Infrastructure<\/h3>\n\n\n\n<p>Each AIR account (EIP-4337 Account Abstraction) includes an <strong>embedded smart wallet with custom authentication<\/strong>. Users can sign up with passkeys, email, Google login, NFC authentication, or partner authentication systems<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-1024x576.png\" alt=\"\" class=\"wp-image-1966\" srcset=\"https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-1024x576.png 1024w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-300x169.png 300w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-768x432.png 768w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-1536x864.png 1536w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-400x225.png 400w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-800x450.png 800w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-832x468.png 832w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4-1248x702.png 1248w, https:\/\/moca.network\/blog\/wp-content\/uploads\/2026\/03\/image-4.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>AIR\u2019s infrastructure combines MPC and Account Abstraction for secure wallet management, threshold encryption for credential storage, and zero-knowledge proof verification, allowing credentials to be validated without exposing raw personal data.<\/p>\n\n\n\n<p>Powered by CometBFT consensus with deterministic finality, the system has already been production-tested with over <strong>3.3 million accounts<\/strong> onboarded.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-institutional-readiness\">Institutional Readiness<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>To support enterprise adoption, Moca Network has also expanded its operational and compliance infrastructure.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Moca Network rebrand<\/strong> with a new identity and redesigned website, separating our social presence with <a href=\"https:\/\/x.com\/Moca_Network\">@moca_network<\/a> for enterprise and AIR Kit updates, and <a href=\"https:\/\/x.com\/Mocaverse_xyz\">@Mocaverse_xyz<\/a> for community.<\/li>\n\n\n\n<li><strong>GDPR compliant<\/strong> for enterprise integrations<\/li>\n\n\n\n<li>Certification processes underway for <strong>SOC 2 Type II<\/strong> and <strong>ISO 27001.<\/strong> Certification path started with vendor Delve with an expected completion in Q3 2026.<\/li>\n\n\n\n<li>A new <strong>whitepaper<\/strong> currently in legal review<\/li>\n\n\n\n<li>Internal operational upgrades integrating AI workflows across the organization<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-partnership-traction\">Partnership Traction<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Moca Network\u2019s identity infrastructure is already being deployed across multiple industries.<\/p>\n\n\n\n<p>Key integrations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"http:\/\/SK planet\">SK Planet <\/a>\/ OK Cashbag<\/strong> \u2014 600K+ AIR accounts integrated in a loyalty platform with 37M+ KYC\u2019d users<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.lamborghini.com\/en-en#val-ht\">Automobili Lamborghini<\/a><\/strong> \u2014 Lamborghini ID powered by AIR Kit<\/li>\n\n\n\n<li><strong><a href=\"http:\/\/Oyunfor.com\">Oyunfor.com<\/a><\/strong> \u2014 identity infrastructure for 6.2M+ Turkish gamers<\/li>\n\n\n\n<li><a href=\"https:\/\/www.opencampus.xyz\"><strong>Open Campus<\/strong> <\/a>\u2014 supporting 10M+ educational credentials, AIR Account integration in progress<\/li>\n\n\n\n<li><a href=\"https:\/\/spree.finance\"><strong>Spree Finance<\/strong> <\/a>\/ <strong><a href=\"http:\/\/BookIt.com\">BookIt.com<\/a><\/strong> \u2014 loyalty commerce network connecting 2M+ global merchants<\/li>\n<\/ul>\n\n\n\n<p>Additional partners across gaming and Web3 include <strong>Geodnet, Pixels, Anichess, My Pet Hooligan, MDT, RD Tech, and Pieverse.<\/strong> More strategic deals are in advanced stages with enterprise-level customers in entertainment, payments, and telcos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-looking-ahead\">Looking Ahead<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Three years in, <strong>Moca Network<\/strong> is evolving from a digital identity project into a <strong>global infrastructure layer for identity, payments, and loyalty<\/strong>.<\/p>\n\n\n\n<p>With the upcoming launch of <strong>Moca Chain<\/strong> and expanding enterprise adoption, the network is entering a phase where <strong>identity becomes both a utility and an economic primitive<\/strong>.<\/p>\n\n\n\n<p>The mission remains unchanged:<\/p>\n\n\n\n<p><strong>Build the world\u2019s largest decentralized identity network \u2014 and unlock a new internet where identity, money, and loyalty work seamlessly together.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"This year marks the third anniversary of Moca Network. What began as a vision to build a decentralized&hellip;","protected":false},"author":1,"featured_media":1961,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","footnotes":""},"categories":[33],"tags":[76,70,86,255,106,290,127,84,94],"ppma_author":[45],"class_list":{"0":"post-1973","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ecosystem","8":"tag-air-account","9":"tag-air-kit","10":"tag-digital-identity","11":"tag-moca-chain","12":"tag-moca-network","13":"tag-mocaproof","14":"tag-mocaverse","15":"tag-verifiable-credentials","16":"tag-zero-knowledge-proofs","17":"cs-entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO 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